What should I do if I am hurt in an accident?

First, get medical attention. At the same time, if you are able to do so, you should create a record that will help you protect your claim. File a police report, either at the scene or as soon as possible afterward. Try to get names and contact information from any witnesses. If you can, write down exactly what happened as soon as possible after the event. Accident scene photographs often provide valuable evidence that can’t be duplicated after the fact.